February 11, 2009
Home insurers to deny cover
Story link: Home insurers to deny cover
In the very near future, homeowners being denied cover for their properties is likely to be become very prominent in the home insurance market. Although we feel it’s home insurance companies duty to serve us, they simply can’t survive financial paying out all the flood claims every year.
Tougher planning controls are needed if flood insurance is to remain widely available for new homes, an insurance trade body warned today.
The Association of British Insurers (ABI) said a third of the three million new homes the Government planned to build by 2020 would be on a flood plain.
No cover for some couples
Story link: No cover for some couples
It is a reality for some people that cover is just not an option. Whether that be because of the stupidly high cost, or down to the fact that they just can’t get insurance companies to look at them is another story though!
Next weekend marks an unhappy anniversary for many in low-lying areas across much of the country. A year ago saw the start of flooding that ranged from Yorkshire across to Gloucestershire. Rising waters claimed 13 lives and brought misery to hundreds of thousands.
After a week of torrential rain in many areas, Stephen Womack assesses the impact of last year’s floods, the lessons learnt and the prospects for homeowners.
Protect your property
Story link: Protect your property
Home insurance companies are urging customers to protect their homes from the bad weather.
In the last week or so, we have seen huge amounts of snow and rain, which are likely to have a huge impact on many communities. Protecting homes in the future would potentially save a lot of devastation, as well as a house insurance claim.
Householders in the UK keen to avoid a home insurance claim have been urged to weather-proof their properties.
According to Confused.com, the combination of heavy rain and melting snow means many buildings in the country may be at risk of flooding.
Halifax home protection advice
Story link: Halifax home protection advice
Home insurance is expensive, so do not make it any more expensive by making a claim, because you have not protected your house enough.
Halifax home protection advice
Halifax Home Insurance has issued advice to homeowners on how to stop the floods and snowstorms currently affecting the UK from damaging houses.
The advice includes putting sandbags around doors, airbricks and windows if the house is at risk of flooding and cutting low-hanging branches off trees if storms are approaching.
Protect your home from floods!
Story link: Protect your home from floods!
Making an insurance claim is never a nice job, especially when you know straight after the claim, you will be paying a lot more for your premium.
Well that’s why its worth reading through the advice offered in the following article.
Protect your home from floods!
If you have little choice but to make a claim the first move is to call your insurer’s help line number to log your claim and seek advice.
Damage to the fabric of the building is covered under building policies while you need to claim against contents contracts for your possessions.