Are you insured against rats?

Story link: Are you insured against rats?

Weather conditions of late have made our homes perfect communal areas to rodents.

The cold and frosty weather conditions means that their outdoor supply of food has slowly dried up, leaving rodents no option but to venture indoors.

But the question is, are you covered if they cause any damage to your property?

Are you insured against rats?

This is the busiest month of the year for pest control firms. The first frosts spell an end to the ready supply of outdoor food for rodents, so they forage, nest and breed in the nooks and crannies of warm homes.

But eating, sleeping and breeding is not all they do. They spread disease and can chew through wiring, pipes, even wooden joists and brickwork.